Being in a car crash is a stressful experience. Unfortunately, most people will be in at least one accident in the course of their lives.
If you have never been in a car accident before, it may be tempting to believe that your insurance will cover the costs and you can get on with your life. In reality, though, a number of factors can make it difficult for you to recover the compensation you need and deserve.
You should consider contacting a car accident lawyer if you are facing any of the following situations. The attorneys at Studinski Law, LLC serve clients injured in crashes throughout Wisconsin.
Despite improvements in automobile safety, car accidents continue to be a leading cause of serious and catastrophic injuries. If you suffer any of the following injuries in an accident, you should speak to a lawyer as soon as possible:
These injuries can result in permanent impairments that significantly alter your life in many different ways. You deserve to be compensated for the financial and non-financial impacts of your injuries, but the at-fault driver’s insurance company is unlikely to pay what your claim is worth without a fight.
A car accident lawyer can fight for compensation for your injuries. Your attorney will review your medical records and enlist experts to provide testimony on the issues you face as a result of the crash.
Some car accident claims are not as straightforward as those involving a collision between two vehicles where one or both drivers may be at fault. An experienced lawyer can help you navigate complex liability issues such as:
In addition to claims where more than one party may be at fault (and, by extension, where multiple insurance companies may be involved), it is important to seek legal representation if you are involved in a hit-and-run accident or an accident where the at-fault driver has no insurance or too little insurance. Your primary option for recovery in these cases is going through your own insurance carrier (provided you have uninsured motorist coverage or another applicable policy).
Unfortunately, filing an uninsured motorist claim effectively makes your insurance company the responding party. As a result, you may receive a low-ball settlement offer or face other challenges that are difficult to navigate without legal guidance.
You should also contact a car accident lawyer if the negligent driver and/or the insurance company claims that you are at fault. Wisconsin law allows claimants to recover compensation as long as they are less than 51 percent at fault. However, you should not have to settle for less if you are falsely accused of contributing to the crash. An attorney can protect your rights and pursue the full compensation you deserve.
Depending on the circumstances of the crash, one or more insurance companies may be involved in your car accident claim. Insurance companies (even yours) are not in the business of paying claims fairly. In fact, it is in the best interest for their bottom line to get you to settle for as little as possible.
Accident victims who don’t have an attorney are unlikely to know how much their case is truly worth. They might also fall prey to common tactics insurance adjusters use to devalue and deny valid claims, including:
It is in your best interest for a lawyer to handle all communications with the insurance company on your behalf. The same is true for settlement negotiations, as a car accident attorney will know how to collect evidence in support of a claim for full damages.
Most car accident claims are settled out of court. However, if a settlement is not forthcoming, your lawyer can file a lawsuit on your behalf. If your claim goes to court, it is important to hire an experienced trial attorney to make your case.
Studinski Law, LLC has extensive experience serving clients in car accident cases. Our attorneys prepare every case as though it will go to trial. This comprehensive approach enables us to achieve favorable results and give our clients peace of mind.
If you have been injured in a car accident, please call (715) 343-2850 today for a free case review. Our car accident lawyers serve clients in Wisconsin Rapids, Stevens Point, Plover, Marshfield, Wausau, and all of Wisconsin.