When you get injured at work, in a car accident, or in almost any other scenario in which someone else is responsible for your losses, recovering compensation typically involves filing an insurance claim. So, what happens if the insurance company refuses to pay? Unfortunately, the Wisconsin personal injury attorneys at Studinski Law, LLC have seen this scenario far too often.
While insurance companies are supposed to pay what they owe, many people struggle to secure coverage. Insurance claim denials are common, and in many cases, these denials are wrongful. If you believe that you have been treated unfairly, it may be in your best interest to speak with an experienced attorney.
Our attorneys know the tactics used by insurance companies to delay, diminish, or outright deny claims. We are committed to helping clients pursue the maximum compensation to which they may be entitled under the law.
Dealing with an insurance claim denial can be a challenging situation. If you are dealing with this situation, here are five important facts you should know:
You are not alone in dealing with a wrongful insurance claim denial. Even though insurance companies in Wisconsin have a legal obligation to handle all claims in good faith, some companies are well-known for engaging in bad faith insurance practices.
But, even if the insurance company is not acting in bad faith, this does not necessarily mean that your denial is justified. Sometimes, insurance companies simply get it wrong. Regardless of why you think the insurance company has denied your claim, you should not give up if you believe you are entitled to coverage.
While many insurance claim denials are wrongful, some are not. In some cases, claimants simply are not entitled to coverage. For example, if you waited too long to file your insurance claim, then your right to receive compensation may have expired.
No matter why the insurance company denied your claim (or what excuse it gave), you should not simply accept the insurance company’s decision. Even if the insurance company says you waited too long to file, this may or may not be true. If you are entitled to coverage, you need to keep fighting, as securing just compensation could be critical for your long-term health, emotional wellbeing, and financial stability.
When insurance companies deny claims in bad faith, claimants can seek additional compensation under Wisconsin law. In some cases, punitive damages are also available. If you have a bad faith insurance claim, an attorney can help you hold the insurance company accountable and seek all available damages on your behalf.
You do not have to fight your insurance claim denial alone. You can hire an attorney to represent you at no out-of-pocket cost. At Studinski Law, LLC, we provide free consultations and contingency-fee representation, and we may be able to recover your legal fees from the insurance company as well.
When dealing with an insurance claim denial, there are some steps you should take promptly. Here is what you should do if an insurance company has denied your claim for coverage:
If you need to know more about what happens when an insurance company denies a claim, we invite you to schedule a free consultation at Studinski Law, LLC. Our Wisconsin personal injury attorney will listen to your side of the story and explain your rights and legal options.
To speak with an experienced attorney, contact our office online or at (715) 343-2850. We serve clients in Plover, Marshfield, and all of Wisconsin.